New Build vs. Resale: Which Home Is the Better Deal Right Now?

by Mercy Kamau

If you’re house hunting, you’ve probably asked yourself the classic question: Should I buy a new build or go for a resale home? Both have their perks — and a few trade-offs — so let’s break down what makes each option worth considering in today’s market.

The Perks of a New Build

There’s something special about being the first to live in a brand-new home. Everything is fresh — from the flooring to the roof — and that “new home smell” hits different!

But what really makes new builds attractive right now are the builder incentives. Many builders are offering:

Rate buy-downs to make monthly payments more affordable
Closing cost assistance to lower your upfront expenses
Free upgrades like appliances or premium finishes

Another plus? No repairs, no surprises. You move in with peace of mind knowing everything is under warranty.

The trade-off? Less room to negotiate on price. Builders usually focus on what incentives they can offer instead of dropping the sticker price. And if the home isn’t move-in ready, you may need to wait a few months before getting the keys.

Why Resale Homes Still Win for Some Buyers

On the other hand, resale homes often come with more flexibility and negotiation power.
You can work with the seller to adjust the price, ask for help with closing costs, or even negotiate repairs before you move in.

Sellers may also offer concessions — especially if they’re motivated to sell quickly. Plus, resale homes are typically move-in ready within 30 to 45 days, making them a great choice if your timeline is tight.

Of course, you might need to plan for a few updates or cosmetic fixes, but that can also be an opportunity to add your personal touch and build equity faster.

So, Which One’s Right for You?

Ask yourself a few key questions:

Do I need to move right now, or can I wait a few months?
Do I care more about a brand-new home or getting a better deal?
Are builder incentives more appealing, or is negotiation flexibility what I need?

Every buyer’s situation is different, and the “right” choice often depends on your timeline, budget, and priorities.

Need Help Deciding?

If you’re torn between a new build and a resale, I can help you compare what’s available — incentives, pricing, and real-time local listings — so you can make the smartest move for your budget and goals.

Let’s connect and go over your options!

Watch our new video for a fast breakdown of new builds vs. resale homes,

Instagram VIDEO: New Build Vs. Resale Hoems